We offer simple final expense whole life insurance policies designed for seniors.

GIWL

Provide your client with
guaranteed life insurance

  • No medical exam!
  • No health questions
  • Guaranteed issue with no underwriting
  • Up to $25,000* coverage for ages 50-80
  • Chronic Illness Rider and Terminal Illness Rider included

SIWL

SimpliNow Legacy® is a simplified issue final expense whole life insurance

  • No medical exam!
  • Instant underwriting, coverage in as little as 20 minutes
  • No follow-up with an underwriter needed
  • Immediate Level and Graded Death Benefits up to $35K
  • ADB Rider and Nursing Home Riders available

SimpliNow Legacy offers a limited death benefit in the first two years of the policy. Should death occur in the first two years, a death benefit will be equal to 110% of the premiums paid.

SimpliNow Legacy is distributed exclusively by Transactional Markets Group, a division of AIG Financial Distributors.

Policies issued by American General Life Insurance Company (AGL), Houston, TX. Issuing company AGL is responsible for financial obligations of insurance products and is a member of American International Group, Inc. (AIG). Guarantees are backed by the claims-paying ability of the issuing insurance company. AGL does not solicit, issue, or deliver policies or contracts in the state of New York. Products may not be available in all states and product features may vary by state.

This material is general in nature, was developed for educational use only, and is not intended to provide financial, legal, fiduciary, accounting or tax advice, nor is it intended to make any recommendations. Applicable laws and regulations are complex and subject to change. For legal, accounting or tax advice consult the appropriate professional.

This is not a preneed insurance contract or agreement. Benefits are payable to the beneficiary or beneficiaries as directed by the owner of policy. Premiums paid may exceed amount of coverage. For an estimate of the year the premiums may exceed the amount of coverage, divide the face amount by the annual premium. In the event of suicide, the death benefit is limited to a refund of premiums paid less any outstanding loan amount.

THIS POLICY DOES NOT GUARANTEE THAT ITS PROCEEDS WILL BE SUFFICIENT TO PAY FOR ANY PARTICULAR SERVICES OR MERCHANDISE AT TIME OF NEED OR THAT SERVICES OR MERCHANDISE SHALL BE PROVIDED BY ANY PARTICULAR PROVIDER.

FOR FINANCIAL PROFESSIONAL USE ONLY-NOT FOR PUBLIC DISTRIBUTION

American General Life Insurance Company 2929 Allen Parkway, Houston, TX 77019, United States

© 2022 American General Life Insurance. All Rights Reserved

AGLC201752